Need an appraisal for an FHA-backed mortgage? Call Johnson Realty and Appraisal Co.

Rest assured that Johnson Realty and Appraisal Co. is an FHA-certified appraisal service in PA. If you have an FHA-insured mortgage, be sure to get with Johnson Realty and Appraisal Co., as we are approved and qualified to handle FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Johnson Realty and Appraisal Co. is well-trained on how to follow the rules and regulations provided.

Be sure to contact Johnson Realty and Appraisal Co. if you need an appraisal done for an FHA-secured loan.

An FHA loan is underwritten by the Federal Housing Administration, a federal organization that is a part of the U.S. Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA; what the FHA does is make sure that the loan is insured in case the borrower defaults on his or her loan obligations. Low-income and moderate-income borrowers benefit from an FHA-backed loan; the purpose of the Federal Housing Administration is to cooperate with credit-worthy buyers to meet expectations and necessities for lending organizations that they otherwise would not.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are incredibly helpful to those purchasers with less available cash.